She’s right. She’s from Turkey. I guess it takes an external perspective.
People graduate from college with immense amounts of student debt. There are subjects you can study that won’t leave you in debt but many people won’t do that They want a four-year degree in music theory.
Then they buy designer shoes and other things they don’t need and can’t afford on credit cards and pay 100 times the cost of the merchandise. in interest, and then the only fix is to tear down the whole government. It’s the fault of billionaires and capitalism that some jackass let them sign a lease for a Range Rover.
People should have to pass an IQ test to get access to credit.
Also, I see in the comments that a lot of people have internalized an essential component of staying broke: Blame everything but yourself.